ProductOffer
Defines the details of an insurance product offer.
ProductOffer defines the following properties:
Name | Type | Description |
---|---|---|
Product | ProductDetail | The product data for this product offer. |
Insured | InsuredOffer[] | The collection of insured who are elligible for this product, and for whom coverage is included in the quoted premium. |
DeclinedInsured | InsuredDecline[] | The collection of insured who were included in the OfferRequest used to generate this product offer, but who are inelligible for the coverage. |
Premium | Decimal | The net insurance premium. |
AdminFee | AdminFeeDetail | The admin fee, if any, associated with this offer. |
Tax | Decimal | The total tax applicable to this offer. Price-inclusive taxes, such as VAT, are not included in this value. |
Total | Decimal | The total product cost (a combination of Premium, Admin Fee, and Tax) |
PremiumDetail | PriceDetail | Provides a detailed pricing breakdown (applicable discounts, taxes, etc) to indicate how Premium was determined. |
ExactPrice | Boolean | Indicates whether the quoted price is an exact price, or if additional coverage details are required to provide the exact price. This may be the case for medically underwritten products, or products with an optional deductible, where the exact price is dependent on a medical survey or deductible option. |
IsMedicallyUnderwritten | Boolean | Indicates whether the quoted product requires medical underwriting. |
IsGHIPLimitExceeded | Boolean | Description missing. |
Note | String | Provides a note associated with this product offer. Typically this is used to convey the reason a product has been excluded from the overal insurance offer. |